Saturday, September 22, 2007

An Update

Sorry I haven't posted here in a while. I've decided that posting my daily spending is too tedious a task. Instead, I will probably post about my spending once a week or monthly.

We have a calendar on our kitchen counter where we write every purchase. That is working well for us, along with the budget spreadsheet on the computer.

I am proud to say that my family went 5 weeks without using a credit card! We would have went longer if not for an unexpected expense with my husband's computer (which he uses for both work and his own business). Of course, we'll start all over again and see how long we can go without using a credit card.

The problem is, right now we have no savings...I'm trying to fill that up (baby step #1).

We have been staying under budget so far this month. However, there are 8 days left in September, and we have $8.37 left in our budget :( The big reason for this is a pre-planned plane trip that my husband and daughter are taking. After that, there will be no more trips until the summer.

However, we have enough groceries to last the rest of the month, so I don't think we're going to go too far over budget this month. That will hopefully leave more money available to start building up our savings.

On September 30th- I will post more about how we stayed under budget or went over budget in some categories.

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