Saturday, November 10, 2007

November Update

I apologize for not writing last month. I had planned to post in this blog more frequently, but my debt reduction hasn't been moving as quickly as I had hoped. In the past 2 months, I've been able to reduce my debt by less than $500, and my savings account is still only $25.

Murphy's Law has come in to play, and we've had some unexpected expenses arise- such as medical expenses, plumbing, pest control, and our car insurance doubling due to a speeding ticket from last year. But, I can't be blameless in all of this- we went out to eat a few too many times, spent a lot on a Halloween party, and just didn't stick to the budget. My family is really trying to stick to that budget, but I think the budget is unrealistic...but, we don't have any money leftover after bills to make the budget any larger.

My husband's side business hasn't brought in any extra income yet...but hopefully that will change soon. The only extra income I made last month was from Craigslist- $50 from selling an old mower and car seat. I am listing my daughter's stroller, infant car seat, crib, and toddler bed for sale...maybe someone will want to buy those. Of course, my daughter has grown a lot, and we had to purchase a twin mattress set for her. We'd love to get her a whole bedroom set, but can't afford that yet.

I have other excuses- but really "life happens" and it costs money. Our debt hasn't gotten any larger since I started this blog...that is a very good thing. We're going to keep plugging away at this, and I hope to make much faster progress in 2008.

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